Welcome to Asia Pacific Consumer Credit Information Services (APCCIS)

The mission of the APCCIS, either through this website or through special conferences, is to educate and inform the public about the use of consumer credit information in lending decisions. 

How creditworthiness is perceived by lending institutions depends on how individuals discharge their financial obligations and how their credit performance is reported by credit bureaus.  In essence it is our mission to take the myth out of consumer credit reporting.

APCCIS is a not-for-profit institution.  It is owned and managed by the Business Information Industry Association (BIIA).  APCCIS nor BIIA are financial institutions nor are they linked to financial institutions.

For questions about your credit report it is suggested that you contact your local credit bureau (click on ‘My Country”)